Monica Ioana Rafu
Angestellt, Economist, TBWA Bucuresti, Tequila Communications
Bucharest, Rumänien
Werdegang
Berufserfahrung von Monica Ioana Rafu
Bis heute 13 Jahre und 7 Monate, seit Dez. 2010
Economist
TBWA Bucuresti, Tequila Communications
Reporting activities in acc with US GAAP stds and Group rep pol: -Monthly rep activit, monthly ref: BS, P&L, billings/revenue, as per group chart of accounts format; analysis of Actual var vs. prev year and vs. ref, FPP -Working Capital, Client profitab, quarterly carbon footprint, digital revenue, IRP sched, CAT rep etc.), -Maint the relationship with the external financial controller in charge, -Development of new excel templates (using advanced Excel&SmartView) to speed up routine reporting into HFM.
1 Jahr und 4 Monate, März 2009 - Juni 2010
Audit Assistant
Deloitte Audit
Gained experience in audit in accordance with IFRS and Romanian Accounting Standards for international groups as well as local Romanian companies (FSI and other industries).
10 Monate, Mai 2008 - Feb. 2009
Consultant – Capital Markets – Enterprise Risk Services
Deloitte Audit
Offered individualized advisory services in the area of financial instruments and financial risk management, enabling companies and institutions to face the challenges of a highly competitive and variable market environment (Probability of Default, Expected Loss, Recovery rates calculation and PD scoring validation; risk management services on MiFid, operational risk and Basel II compliance for banking financial institutions, on credit card/consumer loan business for non-banking financial institutions etc).
4 Monate, Jan. 2008 - Apr. 2008
Loan Administrator – HO
Unicredit-Tiriac Bank
Responsible for processing in the bank's IT system the authorization of the credit limit facility for credit cards and overdrafts. Updating the information in the system including review dates, penalty rates. Setting and closing collaterals (Life Insurance and Salary). Collaborating with Relationship Manager Individuals, Operations Officer, and Commercial Support Officer regarding different problems that may appear.
Ausbildung von Monica Ioana Rafu
1 Jahr und 5 Monate, Okt. 2008 - Feb. 2010
Banking
MsBank (Management of Banking Systems) – Master – Faculty of Finance, Insurance,
Master’s thesis: “The Audit of Information Systems of a Bank” Specialized subjects:Banking
3 Jahre und 9 Monate, Okt. 2003 - Juni 2007
Banking and Stock Exchange
The Academy of Economic Studies – Banking and Stock Exchange, in Bucharest
Bachelor's degree in Faculty of Finance, Insurance, Banking and Stock Exchange Final paper: “Basel II - Evolution of Risk Management"
3 Jahre und 10 Monate, Sep. 1999 - Juni 2003
Informatics
The College of Economic Studies “Costin C. Kiritescu”, in Bucharest
Assistant Programmer
Sprachen
Englisch
Fließend
Italienisch
Grundlagen
Französisch
Grundlagen