Ashok Alexandar

Experienced Management Consultant with more 14 years in Banking and financial Institution in area of Management Consulting, Domain Consulting and Digital transformation with focus on Commercial lending, Credit Risk management, Capital adequacy, Treasury Management & Identity and Access to facilitate secure design with efficient digitization of enterprises.

Worked as a Senior consultant and Project Manager in various consulting and implementation projects with DAX-30 companies in DACH region. •Developing, owning and executing a clear and concise digitization strategy & channel strategy that drives customer experience enhancements and is aligned to the Business Strategy. •Worked closely with partners to ensure delivery of a coherent and consistent E2E customer experience

Played varied Roles as Banking Consultant in the Area of Enterprise Security Analyst , Business Analyst , Project Manager , Solution Architecture , Product Management, Level-2 Support and Test Manager . Expertise in Pre-sales pitch and RFP response for Business Proposal and Projects. Cross selling of product and Services. •Excellent stakeholder Management skills with Project Sponsors, Product Manager and Higher Management.

Credit Rating of Non-Convertible Debentures (NCDs), Bonds,Bank Loans, Structured Obligations, Security Receipts, Commercial Papers, Money Market instruments, Derivative & Fx-Portfolio of large Corporate. Perform comprehensive Analysis the balance sheet, profit & loss and cash flow statement to get an understanding of the financial and operational performance of the companies.

Creation of Credit/Market risk proposal for Large corporate business group by accessing key Risk, Structuring and Preparation of Credit proposal Memorandums and term sheets in compliance with Bank’s Policy and regulatory guidance for Fund & Non- Fund based limit – Term loan, Project Finance, Working capital financing (Cash credit, Overdraft, inventory funding), Trade financing (Letter of credit, Bank Financing , SBLCs etc),Resolution of Pre & Post disbursement issues.

Analysis of Credit worthiness of Mid- Corporate group Clients. Preparation of Credit proposal Memorandums and term sheets in compliance with Bank’s Policy and regulatory guidance for Fund & Non- Fund based limits. Involved in Prospect requirement gathering and right product matching, generating performance & design of Market entry strategies.

Associated with structuring of trade products ( Forex, LC,BG derivative products, Cash Management solutions), quoting forex rates for imports/exports and other international transactions like ECB inflows, working capital in foreign currency conversions. Entrusted with the responsibility of hedging exchange & interest rate risk on any foreign currency borrowings for the corporate along with managing CMS transactions.

Managed Derivative Portfolio of large MNC Corporate. Executed hedging strategies for market exposures. Developed and tracked hedging strategies. Analysis of Fundamental Factors affecting Foreign exchange Market. Technical Research and Analysis of Foreign Exchange market. Tracked macroeconomic factors which lead to change in valuation.

Finance & Marketing

Electrical Engineering

Mathematics , Physics, Chemistry, Biology, English