Parvana Rustamova

Strategic and operational planning of retail banking business;Increase the value of retail business (mostly plastic card business), cost reduction, increase profitability and operations volume;Product development and market analysis;Strategic and market research on Plastic Card Business and remote banking services; Working on projects to integrate the new services in the remote banking system.

Strategic and operational planning of retail loaning business; Increase the value of retail business, cost reduction, increase profitability and volume of operations; Methodological development of the loaning process, monitoring and support of the credit process in all branches; Product development and market analysis; Recruiting, training and development of staff (88 employees); Participation in the projects of automation of business processes in retail loaning (credit flow, CRM, scoring cards).

Organization of consumer loaning process in bank;Choice of market segments in retail loaning; Acquiring new customers;Recruiting and training sales staff;Developing sales strategies and setting sales targets.

Financial analysis;Credit risk assessment;Solvency analysis of customers;Decision making on loaning.

Consulting clients on retail credit products; Consumer analysis; Supervising the credit portfolio (soft-collection).

Strategic Management, Organizational Behaviour, International Banking, Marketing Management, Financial Accounting, Operations Management.

Accounting, Banking, Economics, Statistics, State Regulation of Economy, Marketing, Management, Finance.