Eugenia Basmanova

Product development (mortgage); Launch of product campaigns; Mortgage P&L analysis Product lifetime processes optimization; Pricing management (tariffs optimization, profit analysis, database modification); Product page support on the Bank's official site; Modification of product features; Interaction with HQ (Austria) for product initiatives; Development of technical requirements; Product KPIs/ initiatives/ business results for HQ (Austria); Development of measures for sales efficiency improvement

1. collection and validation of NWB business KPIs reporting (14 countries of RBI Group); 2. NWBs' business results presentations for B-1 (from retail lending products prospective); 3. NWBs' product initiatives analysis, comments and approval; 4. Lending Products Workshops preparation; 5. NWBs' KPIs analysis; 6. organization and participation in conference calls with NWBs.

1.development or improvement of methodology, instructions in credit risk area (collection, underwriting, collateral evaluation, funds, etc.); 2.translation of Banking Group documentation; 3.participating in business process development/ improvement; 4.participating in endorsement of new credit products and credit policies; 5.development of learning programs for new employees.

1. development of underwriting procedures; 2. underwriting of mortgage applications (paying capacity and pledge); 3. underwriting of consumer credit applications; 4. supervising on quality and quantity rates of department; 5. participation in product development; 6. determination of credit risk rate (quality category of loan and fund rate); 7. presentations for Credit Committee.

1. paying capacity underwriting (AHML, DeltaCredit and internal standards); 2. underwriting of pledge; 3. underwriting for consumer and auto- crediting; 4. CRM testing; 5. trainings for new underwriters and regional representatives; 6. presentations for Credit Committee; 7. region representatives coordination and consultation in underwriting standards; 8. quality check; 9. interaction with Sales and Development Departments; 10. member of Credit Committee.

1. Individual trips development; 2. Partnership development; 3. Visa support; 4. Commission income optimization; 5. Marketing

1. participation in development of underwriting procedures (customer paying capacity/ pledge); 2. participation in product development; 3. interviewing of candidates; 4. development of internal department documentation (Instructions for Credit Committee, etc.); 5. participation in business-process making; 6. interaction with IT Department.

1. Customer paying capacity underwriting; 2. Underwriting of pledge; 3. Loan amount calculation; 4. Documentation check; 5. Credit history check; 6. Verification of personal client information; 7. Fraud events investigation; 8. Trainings for new underwriters; 9. Refinancing program realization; 10. Underwriting process for bank-partners;

1. Documentation check; 2. Credit history check; 3. Verification of personal client information; 4. Loan amount calculation and making decision about approval/reject of PIL; 5. Development of rules, instructions and other methodological documents on a product; 6. Daily, weekly, monthly reports making; 7. Training realization for new credit analysts; 8. Assignment of work, supervision of implementation for all application types; 9. Defect-rate monitoring.

economics, management, marketing, business planning, standartization