Marcin Trusz
Angestellt, Chief Risk Officer (CRO), Home Credit India
Abschluss: post-graduate studies: risk management, Warsaw Banking Institute
Gurgaon, Indien
Werdegang
Berufserfahrung von Marcin Trusz
Bis heute 8 Jahre und 3 Monate, seit Apr. 2016
Chief Risk Officer (CRO)
Home Credit India
Full responsibility for company’s risk management, focus on credit and operational risk based on group risk strategy and business goals. Main areas of responsibility: - big data and research - online/offline acquisition and cross-sell underwriting - anti-fraud - collections - portfolio management - process improvement - security 20k+ applications/day, 3x YOY business growth, >7K employees in risk, 4 call centers, 11 languages, 10M+ customers, pan-India operations, big/alternate data leveraging
1 Jahr und 5 Monate, Nov. 2014 - März 2016
Head of Credit Center
SGB-Bank S.A. (Poland)
30+ employees New organizational unit (Credit Centre) responsible for: - recommendations and decisions for credit products and financial instruments for legal entities, local governments, private individuals, financial institutions and associated cooperative banks - assessment of customer's creditworthiness and credit standing, venture and its prospects, transaction's collateral, global customer's credit exposure - introduction, development and promotion of automation workflow for SGB Association
1 Jahr und 4 Monate, Juni 2013 - Sep. 2014
Chief Risk Officer (CRO)
Idea Bank Ukraine
Responsible for following areas: - risk management - loan underwriting - IT Additional functions: - head of Credit Committee - head of Operational Risk Committee - ALCO member
4 Jahre und 5 Monate, Jan. 2009 - Mai 2013
Head of Risk Management and Controlling Department
Idea Bank Ukraine (Getin Holding group)
General responsibilities: - credit risk, financial risk, financial controlling processes coordination - ensuring effective work of comprehensive reporting system for the senior management - ensuring Bank’s credit policy and Department’s internal regulations compliance with the law in force - risk and profitability assessment for new products - calculation of loan loss provisions (IFRS and Ukrainian regulations), forecasts of risk parameters (PD, LGD) - member of Credit Committee and ALCO
5 Jahre und 3 Monate, Juli 2003 - Sep. 2008
Senior Specialist
Bank Millennium
Main responsibilities: - Basel II implementation - IRB methods application - rating/scoring models (building, implementing, testing, improving, validation) - impairment calculations - portfolio analyses - pre-approval actions - PD/LGD/CCF/EaD calculations for all customers' segments - Early Warning System - operational risk tool implementation
Ausbildung von Marcin Trusz
8 Monate, Nov. 2011 - Juni 2012
Risk management studies
Warsaw Banking Institute
credit risk, market risk, operational risk, financial risks
6 Jahre und 3 Monate, Okt. 2000 - Dez. 2006
Law
University of Warsaw
banking law, business law
5 Jahre, Okt. 1998 - Sep. 2003
Quantitative methods and information systems
Warsaw School of Economics
demographics, actuarial methods, statistics, IT, modelling, econometrics
4 Jahre und 10 Monate, Okt. 1998 - Juli 2003
Finance and banking
Warsaw School of Economics
credit risk, banking
Sprachen
Deutsch
Grundlagen
Englisch
Fließend
Russisch
Fließend
Polnisch
Muttersprache
Ukrainian
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