uli luxem
Angestellt, Risk Manager - Acquiring/Contracting/Fraud Payments, VR Payment GmbH
Frankfurt am Main, Deutschland
Über mich
Experienced finance professional with 8 years of success in financial and credit risk analysis in banking and financial industry in EMEA and North American markets. Accomplished and results-oriented professional who consistently meets deadlines and highly skilled at increasing productivity through detailed analysis to minimize credit risks. Senior Commercial and Enterprise Risk Analyst for PayPal payments business unit in EMEA region. Previously Senior Credit Analyst for PayPal business lending group. Responsible for Small Business lending. Consistent top performer in department based on underwriting production and quality metrics. Graduate of Ursinus College with a major in Business and Economics with minors in Politics and German. Completed an Americorps term serving as a volunteer with the American Conservation Experience performing trail work on the Pacific Crest Trail for 1000 hours. Graduated with a GPA of 3.69 out of 4.00.
Werdegang
Berufserfahrung von uli luxem
2 Jahre und 1 Monat, Juli 2019 - Juli 2021
EMEA Enterprise Risk Underwriting Analyst - Payments On-boarding Team
PayPal Europe SE
- Responsible for reviews of commercial payment processing clients with a minimum volume of $1.2 million in the EMEA regions with focus on DACH markets - Estimate financial exposure to PayPal and risk of merchant default over life cycle using information from business models, credit scores, financial statements, processing data, etc - Prepare credit presentations for senior management for risk approvals and mitigations. Responsible for onboarding, offboarding and risk mitigation actions
2 Jahre und 7 Monate, Jan. 2017 - Juli 2019
Senior Credit Underwriter - North America S/M Merchant Lending
PayPal Inc.
• Make final credit decisions on all applications within Senior Underwriter Credit Authority on loan applications within $75,000 authority • Underwrite Credit Applications ranging from firm minimum of 5,000 to maximum of 500,000 dollars. Present applications to Firms Credit Committee for final decision • Interpret and analyse financial statements and tax returns. Interview small business owners, landlords, and trade references. Identify fraudulent accounts in applications and submitted documentation
9 Monate, März 2016 - Nov. 2016
Conservation worker
American Conservation Experience
6 month Americorps term through the American Conservation Experience working or the Pacific Crest Trail Association on the Pacific Crest Trail. Projects included building rock structures, repairing tread, rerouting trail, and clearing brush in order to improve and reopen trail sections.
Ausbildung von uli luxem
3 Jahre und 1 Monat, Aug. 2012 - Aug. 2015
Business Administration
Ursinus College
Studied Business and Economics with minors in Politics and German at Ursinus College. Completed Bachelors degree in three years, one year ahead of schedule.
Sprachen
Deutsch
Fließend
Englisch
Muttersprache