Babar Abidi

Sanctioned, Reviewed, Controlled, Managed and Supervised a credit portfolio of more than Rs. Six billion comprising of Commercial, Seasonal, Trade related, Consumer and Agricultural Finances at 64 branches of the Region. Ensured sound health of the portfolio and strengthened Early warning systems for Classification. Selected and recruited high performing teams to achieve assigned business goals. Trained, Coached and Mentored Credit staff . Headed the Consumer Banking Sales teams.

• Set up business plans, processes and systems. •Identified target markets and achieved market share as per approved business plans. •Managed, developed, and nurtured high net worth relationships. •Customer retention, revival of lost relationships. •Identified alternate business opportunities

Managed, supervised, controlled and monitored all internal and external affairs of the Branches. Remained heavily engaged in marketing efforts in order to develop and improve deposits position of the branches. Marketed and sold liability and asset products of the Bank. Supervised and controlled the Operational and Compliance matters of the branches. Supervised budgetary controls and people management of the branches.

In charge all affairs of the branches including Business Development, Operations & Support Services, Control & Compliance, Audit, Credit & Trade Business, Customer Service, General Administration and Human Resource Management

•Credit sanction, administration, compliance and control. •Financial analysis / credit analysis •Negotiation & Structuring of transactions. •Coaching and training to junior credit officers •Dealing with bank’s lawyers, evaluators etc on credit administration. •Post sanction & pre disbursement arrangements i.e. Documentation including mortgages and creation of charge etc. •Post disbursement monitoring to ensure health and soundness of portfolio. •Credit classification (Early warning system)

•Recruitment of staff •Staff Training & Coaching •Performance Evaluation of staff & Recommendations for rewards. •Staff Deployment •Disciplinary Proceedings against delinquent staff. •Managing congenial relationship between staff union (CBAs), Officers Association & Bank Management. •Protocol & other administrative duties.

In charge all affairs of the branches including Business Development, Operations & Support Services, Control & Compliance, Audit, Credit & Trade Business, Customer Service, General Administration and Human Resource Management

Controlled and evaluated the operational procedures of the Bank. Managed and Supervised entire internal working of the Branches. Strengthened internal controls. Arranged internal and external audits. Notified and reported critical issues to senior Management.

Information Technology, Marketing of Financial Services, Human Resource Management & Development, Financial Management, Credit Management.

Information Technology, Finance, Marketing, Human Resource Management.

National & INternational Law

Banking Law & Practice,Higher Accountancy, Economics, Foreign Exchange & Foreign Trade.